/* ═══════════════════════════════════════════════════════════════════
   COI DASH — Legal pages (terms, privacy, security)
   Page-specific styles on top of site.css (shared design system).
   Serif briefings on navy + paper. One violet. Flat 1px hairlines.
   ═══════════════════════════════════════════════════════════════════ */

.page-shell { min-height: 100vh; }

/* ── Hero: navy briefing card, mirrors the closing CTA on index ── */
.hero { padding: 120px var(--gutter) 24px; }

.hero-card {
  max-width: var(--rail);
  margin: 0 auto;
  padding: 64px 56px;
  border-radius: 20px;
  background: var(--vault);
  color: var(--paper);
}

.eyebrow {
  display: block;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--iris-light);
}

.hero h1 {
  margin: 20px 0 18px;
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(38px, 4.5vw, 58px);
  line-height: 1.04;
  letter-spacing: -0.02em;
  color: var(--paper);
}

.hero-intro {
  max-width: 760px;
  font-size: 17px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.78);
}

.hero-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.meta-pill {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 0 14px;
  border-radius: 9999px;
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.35);
  font-size: 13px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.85);
}

/* ── Content layout ── */
.content-wrap { padding: 48px var(--gutter) 0; }

.content-grid {
  max-width: var(--rail);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 260px minmax(0, 1fr);
  gap: 48px;
  align-items: start;
}

/* ── Table of contents ── */
.toc {
  position: sticky;
  top: 100px;
  padding: 24px;
  border: 1px solid var(--ink);
  border-radius: 10px;
  background: var(--paper);
}

.toc h2 {
  margin: 0 0 16px;
  font-family: var(--font-serif);
  font-size: 19px;
  line-height: 1.3;
  color: var(--ink);
}

.toc ul {
  display: flex;
  flex-direction: column;
}

.toc li { border-top: 1px solid rgba(0, 0, 0, 0.12); }
.toc li:first-child { border-top: none; }

.toc a {
  display: block;
  padding: 9px 0;
  font-size: 14px;
  line-height: 1.45;
  color: var(--slate);
  transition: color 0.15s ease;
}

.toc a:hover { color: var(--iris); }

/* ── Policy body ── */
.policy-main {
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.highlight-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.highlight-card {
  padding: 24px;
  border: 1px solid var(--ink);
  border-radius: 10px;
  background: var(--paper);
  transition: background-color 200ms ease;
}

.highlight-card:hover { background: #f7f7fc; }

.highlight-card h3 {
  margin: 0 0 10px;
  font-family: var(--font-serif);
  font-size: 20px;
  line-height: 1.2;
  color: var(--ink);
}

.highlight-card p {
  margin: 0;
  font-size: 14.5px;
  line-height: 1.55;
  color: var(--slate);
}

.policy-section {
  padding: 36px 40px;
  border: 1px solid var(--ink);
  border-radius: 10px;
  background: var(--paper);
}

.policy-section h2 {
  margin: 0 0 16px;
  font-family: var(--font-serif);
  font-weight: 400;
  font-size: clamp(26px, 3vw, 34px);
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--ink);
}

.policy-section p,
.policy-section li {
  font-size: 16px;
  line-height: 1.65;
  color: var(--slate);
}

.policy-section p { margin: 0 0 16px; }
.policy-section p:last-child { margin-bottom: 0; }

.policy-section ul {
  list-style: disc;
  margin: 16px 0 0;
  padding-left: 20px;
}

.policy-section li + li { margin-top: 8px; }

.policy-section li::marker { color: var(--iris); }

.policy-section strong { color: var(--ink); font-weight: 600; }

.inline-link {
  color: var(--iris);
  text-decoration: underline transparent;
  text-decoration-thickness: 1px;
  text-underline-offset: 0.18em;
  transition: text-decoration-color 0.2s ease;
}

.inline-link:hover { text-decoration-color: currentColor; }

.return-link-wrap {
  max-width: var(--rail);
  margin: 0 auto;
  padding: 0 0 96px;
}

/* ── Responsive ── */
@media (max-width: 1080px) {
  .content-grid { grid-template-columns: 1fr; }
  .toc { position: static; }
}

@media (max-width: 860px) {
  .hero { padding-top: 104px; }
  .hero-card { padding: 40px 28px; }
  .policy-section { padding: 28px 24px; }
  .highlight-grid { grid-template-columns: 1fr; }
  .hero-meta { flex-direction: column; align-items: flex-start; }
}